1. Group health insurance is guaranteed Issue (nobody gets turned down no matter how many health problems)
2. Employer required to pay at least half the employee’s premium
3. Employer does not have to pay any part of the premium for employee’s family
4. Employer paid portion of premium is fully tax deductible
5. Minimum number of employees, including owner(s) is 4
6. Plan has to be offered to everyone working 25 hours per week or more
7. 75% must choose to enroll / No more than 25% can decline or “opt out”
8. Employees covered by the Government (Military or Medicare) or covered by a spouse’s Group plan are not counted against the 25%
   (Spouse & families on individual plans may or may not count depending on carrier chosen)
9. Plans include maternity
10. No Difference in Rates between Smokers & Non Smokers
11. Even though it's guaranteed issued, Final price of insurance could vary by a plus or minus or 15% depending on overall health of the group
12. No long term commitments / Can terminate plan at the end of any month

In order to get a group health insurance quote for your employees, fill out a group health census by clicking here. Within one week of filling out and turning in the census, you will receive group health quotes from the three least-expensive major carriers. Qualifications are: a minimum of 4 employees and 75% of full-time employees must agree to participate. Part-timers are ineligible and do not count toward the 75% ratio.

Coming soon.

Coming soon.

Home | About Us | Get Quotes | Customer Service
For Individuals | For Employers | Home & Auto | Events | Contact Us

All Products Sold Through Sihle Insurance Group, Inc.